Terms of Service

Last updated: May 3, 2026 · Version 2026-05-03

These Terms of Service (“Terms”) govern your use of Invezt (“Invezt,” “we,” “us,” or “our”) at invezt.app and any subdomains. By creating an account or using the service, you agree to these Terms. If you do not agree, do not use the service.

1. Educational purpose only — not investment advice

Invezt provides general financial information, educational content, and analytical tools based on publicly available market data. Nothing on Invezt constitutes personalized investment advice, an offer or solicitation to buy or sell any security, or a recommendation regarding any investment, asset allocation, or financial strategy.

Tools such as the screener, comparison view, projections, sell signals, watchlist, and portfolio tracker are educational. Their outputs are model-driven calculations or filters based on inputs you provide or default assumptions. They do not account for your individual financial situation, tax position, risk tolerance, time horizon, or objectives.

You are solely responsible for your investment decisions. Before acting on any information from Invezt, you should consult a licensed financial adviser, broker, or tax professional familiar with your circumstances.

2. No fiduciary or advisory relationship

Your use of Invezt does not create a broker-client, advisory, fiduciary, or similar relationship between you and Invezt. Invezt is not a registered investment adviser, broker-dealer, or financial planner under U.S. federal or state law. Invezt publishes general impersonal information and tools available equally to all users.

3. Data accuracy and third-party sources

Market data is provided by third-party data providers. We do not guarantee that data is complete, accurate, timely, or current. Prices, ratios, analyst estimates, and other figures may be delayed, contain errors, or differ from other sources. You should independently verify any data before acting on it.

4. Risk disclosure

Investing in securities involves substantial risk, including the risk of loss of principal. Past performance is not indicative of future results. Projections, estimates, and forward-looking figures shown on Invezt are model output, not forecasts, and actual results may differ materially. The value of investments and any income from them can fluctuate.

5. Account, eligibility, and acceptable use

You must be at least 18 years old to use Invezt. You agree to provide accurate information, keep your account credentials secure, and not share your account. You agree not to: (a) scrape, crawl, or systematically extract data; (b) reverse-engineer the service; (c) use the service to develop a competing product; (d) violate applicable laws; or (e) interfere with the operation of the service.

6. Subscriptions, fees, and refunds

Invezt may offer free and paid features. Paid subscriptions are billed in advance and renew automatically unless canceled. Fees are non-refundable except where required by law. We may change pricing on prospective billing periods with reasonable notice.

7. Intellectual property

Invezt and its content (excluding third-party data) are owned by Invezt and protected by copyright, trademark, and other laws. You receive a limited, non-exclusive, non-transferable license to use the service for personal, non-commercial purposes consistent with these Terms. All other rights are reserved.

8. User content

Notes, watchlists, projections, holdings, and similar data you create on Invezt belong to you. You grant Invezt a license to host and process this data solely to operate the service. We may delete user content if your account is terminated or upon your request.

9. Disclaimers — “as is”

INVEZT IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY DATA, OUTPUT, OR CONTENT.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL INVEZT, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT VALUE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE — WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR OTHER LEGAL THEORY — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY EVENT, OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) FEES PAID BY YOU TO INVEZT IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow exclusion or limitation of certain damages, so some of the above may not apply to you.

11. Indemnification

You agree to indemnify and hold harmless Invezt and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with: (a) your use of the service; (b) your violation of these Terms; or (c) your investment decisions.

12. Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Subject to the arbitration provision below, the state and federal courts located in California will have exclusive jurisdiction over any matter not subject to arbitration.

13. Binding arbitration; class-action waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of Invezt will be resolved by binding individual arbitration administered by JAMS under its Comprehensive Arbitration Rules and Procedures (or, at your election, the American Arbitration Association under its Consumer Arbitration Rules). The arbitration will be conducted in California, in English, by a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction.

YOU AND INVEZT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims, and may not preside over any form of representative or class proceeding.

Notwithstanding the above, either party may bring an individual action in small-claims court for disputes within that court's jurisdiction, and either party may seek injunctive relief in court for intellectual-property infringement.

You may opt out of this arbitration agreement by emailing legal@invezt.app within 30 days of accepting these Terms. Your opt-out notice must include your name, account email, and a clear statement that you wish to opt out.

14. Termination

You may terminate your account at any time. We may suspend or terminate your access if we believe you have violated these Terms or for any other reason at our discretion. Sections 1, 2, 3, 4, 7, 9, 10, 11, 12, 13, and 15 survive termination.

15. Changes to these Terms

We may update these Terms from time to time. Material changes will be communicated by bumping the version above and re-prompting your acceptance on next sign-in. Your continued use after acceptance constitutes agreement to the updated Terms.

16. Contact

Questions about these Terms? Email legal@invezt.app.